FixedPay
Your progress, plan by plan
See what you've paid, your fixed rate, how long you have left, and the date you'll be done. Plus the exact balance transfers each plan covers.
What's New
Trovy's product releases, improvements, and features.
Earlier releases
Search
Search
Introducing Smart Search
Smart Search finds what you're looking for, whether that's taking cash out, exploring your FixedPay plans, or understanding how rewards work.
Smart Search will direct you to the right page, or, if your question is more complex, open a support chat.
Look for Smart Search at the top of your navigation bar.
Payments
Payments
Add your Trovy card to Apple Pay
Your Trovy Mastercard works with Apple Pay. Pay with your iPhone or Apple Watch anywhere Apple Pay is accepted: in stores, in apps, and on the web.
To set it up, open Apple Wallet, tap the add button, and hold your phone over your Trovy card. Wallet reads the card and walks you through the rest.
Merchants never see your card number. Apple Pay uses a device-specific number for each transaction.
Perks
Perks
Lounge access at 1,900+ airports, membership on us
Being a Trovy member means you get a Priority Pass for free, without ever paying the $100 Priority Pass annual fee. That gets you into more than 1,900 lounges worldwide, at $35 per visit.
What you get once you're in: a quiet seat away from the terminal, showers at select locations, food and drinks at participating lounges, and Wi-Fi with space to work. Amenities and access vary by airport.
Sign up once and your membership stays active.
Find it in the app
- Benefits
- Airport Lounge Pass Access
- Sign up for Priority Pass
Payments
Payments
Add your Trovy card to Google Pay
Your Trovy HELOC card works with Google Pay. Pay with your Android phone anywhere Google Pay is accepted: in stores, in apps, and on the web.
To set it up, open Google Wallet, tap Add to Wallet, and choose Payment card, then New credit or debit card. Scan your card with the camera or type the numbers in.
Referrals
Referrals
Give your friends $300 to become a Trovy member
Every Trovy HELOC cardholder now has a personalized referral link. Send it to a friend or family member, and when they open a Trovy HELOC, they get a $300 statement credit, posted within 45 days.
There's no cap on how many people you can invite. We think every homeowner should have a Trovy HELOC.
Find it in the app
- Home
- Refer a friend
- Copy link
Rewards
Rewards
Earn 2% back on home purchases, 1% on everything else
Home purchases earn 2% cash back with no cap. Every other purchase earns 1%.
You don't have to activate categories, it's automatic, always. Cash back posts as a statement credit when your statement generates.
Find it in the app
- Rewards & Perks
HELOC
HELOC
Send cash from your HELOC straight to your bank
You can now move money from your credit line directly into your bank account. Get Cash takes two steps: pick the amount and choose your repayment term.
Find it in the app
- Home
- Get cash