Drowning in 20% APR Debt? Consolidate with Your Home's Equity at a Fraction of the Cost

Why You Should Consolidate Your Debt with Trovy

Credit card rates are still sky-high, “Buy Now Pay Later” is starting to bite, and those personal loan offers in your inbox? Not exactly doing you favors.

If you’re carrying balances, juggling payments, or just feeling like your debt’s running the show, it’s time for a reset.

Enter Trovy – a smarter way to use your home equity and finally get ahead of your debt. Trovy makes it ridiculously smart (and easy) to consolidate your debt using your home equity, without selling your house or refinancing your life.

Here’s how you can take control with a Trovy HELOC:

1. Credit Card Rates Are Wild. Trovy Isn’t.

Average credit card APRs are hovering around 20%+. That’s compounding, monthly interest, and it adds up fast. Trovy? We’re talking floating rates starting at a fraction of typical credit card APRs, with daily simple interest—so you only pay for what you use, when you use it.

Translation: Less interest, more payoff power.

Perfect for: Consolidating debt from multiple cards, store credit, or even lingering BNPL balances that are quietly stacking fees.

2. Forget Balance Transfer Games

Zero-percent intro offers on balance transfers from traditional credit cards might sound tempting—until the clock runs out and you’re hit with high interest rates.

Trovy doesn’t do gimmicks. No teaser traps. Just stable access to your home’s equity through a card that works like a credit card—but smarter.

Perfect for: Anyone tired of chasing the next promo offer or getting burned by fine print.

3. Your Equity’s Just Sitting There. Put It to Work.

If you’re a homeowner, you’ve probably built up equity. Great job. But here’s the thing: your equity is sitting still. With Trovy, you turn that idle value into a powerful debt-clearing machine, without refinancing your mortgage or jumping through hoops.

You keep your mortgage. You just add a line of credit with better terms.

Perfect for: Homeowners with home equity looking to simplify and save.

4. It’s Fast, Flexible, and Feels Like Freedom

Apply online in 2 minutes. No appraisals. No paperwork mountain. And no awkward loan officer meetings. Just a card in your wallet within a few days, ready to help you breathe easier.

Consolidate. Simplify. Take control.

Trovy: Your Debt Has Met Its Match

You don’t have to settle for juggling bills, dodging APR hikes, or watching your money vanish into interest. The Trovy HELOC helps you take your next financial step with purpose and power.

Because it’s your equity. You earned it. Now let it return the favor.